Resources

Insights to drive your bank forward

Resources, analysis and vision from technology experts who know what it takes to succeed in the FinTech industry.

Three Emerging Trends in Commercial Real Estate Lending in 2024

January 17, 2024

Three Emerging Trends in Commercial Real Estate Lending in 2024

The commercial real estate (CRE) lending sector is constantly shifting, requiring players to continually adapt to new market realities.

Efficient Lending: Automation & Fintech Partnerships

Efficient Lending: Automation & Fintech Partnerships

Faced with increasing market volatility, what can banks do to sustain and grow their commercial lending business?

Empowering Commercial Lending through Document Management Automation

Empowering Commercial Lending through Document Management Automation

In today’s rapidly evolving lending market, the challenges are numerous, especially when it comes to maintaining up-to-date records of borrowers, assets and collateral.

Community banks can level the playing field with commercial loan automation

November 18, 2022

Community banks can level the playing field with commercial loan automation

Community banks face competition from large national and regional banks, credit unions, as well as FinTechs and online lenders.

Is your bank ready for the coming disruption in commercial banking?

October 4, 2022

Is your bank ready for the coming disruption in commercial banking?

Commercial banking, particularly commercial lending, will face 3 disruptive forces in the next eighteen months. First, macroeconomic conditions (inflation and recession) may take their toll on certain sectors.

Evaluating commercial loan automation vendors? Start with these 3 steps.

August 17, 2022

Evaluating commercial loan automation vendors? Start with these 3 steps.

You’re ready to digitize your commercial lending system, but whom can you entrust with this critically important process?

Is your commercial loan portfolio performing as planned? Find the data you need with a modern, digitized system.

Is your commercial loan portfolio performing as planned? Find the data you need with a modern, digitized system.

Risk management automation – the big picture. Automating your commercial loan system offers significant advantages, especially for risk management teams.

Risk Management teams use automation to stay ahead of the curve

Risk Management teams use automation to stay ahead of the curve

Risk management automation – the big picture. Automating your commercial loan system offers significant advantages, especially for risk management teams.

Digital transformation for commercial lending

February 2, 2022

Digital transformation for commercial lending

You’ve probably heard the term “digital transformation,” but what exactly does it mean? According to The Enterprisers Project (a community for CIOs and IT leaders)

Loan Pipeline Software – the Chief Lending Officer’s Secret Weapon to Maximize Portfolio Growth

December 29, 2021

Loan Pipeline Software – the Chief Lending Officer’s Secret Weapon to Maximize Portfolio Growth

What if you could easily call up all the deals in your commercial lending pipeline, see what types of credit they represent (e.g., CRE, C&I, Ag, etc.), where they are in the underwriting process, and how many are ready to sign?

Take advantage of the cloud to digitize your commercial lending system

October 29, 2021

Take advantage of the cloud to digitize your commercial lending system

Is your bank or credit union using manual processes for commercial lending that are time-intensive, prone to error, and create pain points for customers and employees?

Buy vs. build software solutions – what to do about digitizing your commercial lending processes

October 15, 2021

Buy vs. build software solutions – what to do about digitizing your commercial lending processes

When commercial lending is a key capability and you’re ready to streamline your processes and workflows, should you buy or build a loan management solution?

Banking M&A: Integrating the commercial lending function

October 1, 2021

Banking M&A: Integrating the commercial lending function

When commercial lending is a key capability and you’re ready to streamline your processes and workflows, should you buy or build a loan management solution?

Case Study: Susser Bank

August 31, 2021

Case Study: Susser Bank

Leaders at Susser Bank turned to BankPoint and found a solution that would transform their operation, enabling teams to work faster and more efficiently to help the bank achieve new heights.

Best Practices for Managing Risk Rating Approvals

Best Practices for Managing Risk Rating Approvals

For most lenders, and especially banks, the risk rating of a loan is a critical indicator of credit risk. In our experience working with banks and credit departments for 20 years, we’ve seen various mechanisms for how changes to risk ratings are managed, controlled, and approved.

Streamlining Your Commercial Loan Pipeline

February 3, 2021

Streamlining Your Commercial Loan Pipeline

Increasingly, commercial banks are looking for ways to streamline their commercial loan pipeline. Over the past few years, we’ve met with dozens of banks that struggle with the best way to move from inefficient legacy processes to more modern, automated processes.

Afraid to get a software update from your vendor?

December 4, 2020

Afraid to get a software update from your vendor?

More enterprises are embracing software as a service(SaaS), including banks. Financial institutions have become more amenable to cloud computing as it has been extensively used and validated as a safe and cost-efficient solution.

Case Study: Independent Financial

October 6, 2020

Case Study: Independent Financial

Independent Financial needed a better way to manage their real estate owned (REO) property portfolio. That’s when they moved to BankPoint, which would lead to extraordinary growth and change the bank’s future for the better.

Seven signs you need a bank management system

August 27, 2020

Seven signs you need a bank management system

The days of struggling with your core system are over. Modern banks are adopting comprehensive bank management systems to supplement the core and make it easier for all staff members to perform their daily functions.

Challenging times, updated processes

Challenging times, updated processes

In these days of the pandemic, most of us found ourselves working from home. For some this was nothing new – they already worked from home, had worked from home in the past, or occasionally switched between office and home.

All systems have gaps – here’s what you can do about it

All systems have gaps – here’s what you can do about it

Every year, hundreds of banks choose new systems to help improve their business operations. Each of these banks typically goes to great lengths to evaluate the new system and vendor, hoping to minimize the risk of a bad implementation or a system that doesn’t fit the bill.

3 Common Treasury Pipeline Challenges

3 Common Treasury Pipeline Challenges

Reducing the time it takes to get your commercial clients up and running with new treasury management services can improve your bottom line and bring joy to your customers.

Five reasons to automate your loan review process

Five reasons to automate your loan review process

All banks perform loan review. It's an important part of a bank's credit risk strategy and is even more critical in times of economic downturn.

The problem with spreadsheets

The problem with spreadsheets

Never in human history has such advanced technology been available to so many. We unlock our phones using facial recognition technology, check the weather using our voice, and operate home appliances remotely.

Is your banking software vendor truly your partner?

Is your banking software vendor truly your partner?

When you purchase a new banking system, you get more than a piece of software.

How banks can streamline regulatory exams

How banks can streamline regulatory exams

As all bankers know, bank exams are an unwelcome but necessary part of life. As a friend of mine who owned a bank once said, “It comes with the dinner.”

Managing credit risk in the downturn

Managing credit risk in the downturn

The economic fallout from the coronavirus pandemic has been nothing short of extraordinary. Unemployment is skyrocketing and the federal government has been scrambling to provide relief to affected industries and businesses.

Do you really need to automate your treasury pipeline?

February 14, 2020

Do you really need to automate your treasury pipeline?

Treasury management services are growing in number and complexity. Keeping up with that pace of change, and ensuring that you’re able to approve, set up, and deliver new treasury services efficiently to your commercial customers can be a daunting task.

BankPoint Loan Review System goes live at CenterState Bank

January 7, 2020

BankPoint Loan Review System goes live at CenterState Bank

MCKINNEY, Texas, Jan. 7, 2020 /PRNewswire/ — BankPoint, a leading provider of enterprise banking software, announces the production release of the BankPoint Loan Review system at CenterState Bank.

Why it's important to invest in the employee user experience

January 3, 2020

Why it's important to invest in the employee user experience

With digital banking now a necessity, many banks have made large investments in their consumer-facing apps and websites. Along with enhanced security, the goal is almost always to improve the user experience, commonly referred to as UX.

Why credit administration shouldn’t be ignored

January 3, 2020

Why credit administration shouldn’t be ignored

Not long ago, I was talking to the CEO of a mid-sized bank, and I asked him how he makes funding decisions when looking to add new technology or software systems.

Why it’s so hard for banks to get answers from their systems

December 19, 2019

Why it’s so hard for banks to get answers from their systems

It starts with a simple question from a director or regulator about the bank’s loans, deposits or customers. It should be easy to answer, but for some reason, it takes days or weeks to get the information.

How your core banking system is holding you back

December 6, 2019

How your core banking system is holding you back

Core systems are the backbone of the banking industry, as most banks simply couldn’t function without them. But as many bankers know, these systems are not without their flaws.

BankPoint announces release of new Treasury Pipeline solution for banks

August 20, 2019

BankPoint announces release of new Treasury Pipeline solution for banks

MCKINNEY, Texas, Aug. 20, 2019 /PRNewswire/ — BankPoint, a leading provider of enterprise banking software, announces the release of a new Treasury Pipeline solution for banks.

VSI Solutions, Inc. rebrands and will now operate under the name BankPoint

February 13, 2019

VSI Solutions, Inc. rebrands and will now operate under the name BankPoint

McKinney, TX. February 13, 2019 /PRNewswire VSI Solutions, Inc., a leading provider of enterprise banking software, announces that beginning today, the name of the company’s flagship product, ARCS, is changing to BankPoint.

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